![]() Therefore, PayPal has made the decision to limit friends and family payments in order to ensure business payments are covered b y PayPal’s Purchase Protection. ![]() If you sign off someone as a friend or family member, PayPal reasons, then you’re vouching for the contact and therefore you’re not entitled to extra protections. Previously, the lack of fee made it a tempting option for sellers to use instead of ‘goods and services,’ but scammers can use this approach to take the money and run, knowing that you’ll have no recourse to open a fraud claim with PayPal. However, PayPal has recently made changes so you will non longer be able to submit friends and family payments to business accounts anymore. Previously, the answer would be yes, but you really, really shouldn’t - and not just because it’s against PayPal’s user agreement. Can you use a PayPal friends and family payment to buy things from strangers? It’s charged to the sender and comes in at 5% of the sent amount, up to a maximum of $4.99.The minimum international fee is $0.99. International payments between friends and family do, however, have a fee attached. If you’re paying via debit or credit card, there’s a “small charge” of 2.90% + a fixed fee. ![]() Within the United States (or within the U.K.), personal payments between friends and family are free via PayPal, as long as you’re paying directly from your PayPal balance or bank account. How much does it cost to send a PayPal friends and family payment? Finally, you'll get one final chance to check all the details are correct before you press submit and send your money on its way. You may now be prompted to choose a bank account to pay from. ![]()
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